PortalPay vs Dutchie: Cannabis-Friendly Payments Without High Fees

Lower fees, instant settlement, and crypto support with free POS/KDS and audit-ready reports.

79%

Lower Fees

$3,660

Average Annual Savings

Instant

Settlement Time

Feature Comparison

Feature	PortalPay	Dutchie
Processing Fee	0.5-1%	≈3.5% + fixed
Settlement	Instant	Next-day
Accept Crypto	✓	✗
Accept Cards	Yes (onramp)	Limited/No
POS/PMS	Free included	Add-ons
Cannabis Compliance	Audit-ready exports	Basic/partner-dependent
Bank Requirement	No	Yes

Real-World Savings Examples

Dispensary ($25k/mo)

With Dutchie:$10,500/year

With PortalPay:$1,875/year

You Save:$8,625

82% annual savings

Delivery ($15k/mo)

With Dutchie:$6,300/year

With PortalPay:$1,125/year

You Save:$5,175

82% annual savings

CBD Shop ($10k/mo)

With Dutchie:$4,200/year

With PortalPay:$750/year

You Save:$3,450

82% annual savings

How to Switch from Dutchie to PortalPay

1
Export products/menu from Dutchie
2
Create PortalPay account and connect wallet
3
Import catalog and configure POS/KDS
4
Run pilot alongside Dutchie (optional)
5
Switch fully when ready

Why Businesses Switch to PortalPay

Problems with Dutchie

✗High processing fees (3.50% + 0.15¢)
✗Slow settlement (1-3 business days)
✗Chargeback losses
✗Requires traditional bank account
✗Limited crypto support

Benefits of PortalPay

✓Ultra-low fees (0.5-1% total)
✓No monthly fees ever
✓Instant settlement (seconds)
✓Zero chargebacks
✓No bank account required
✓Accept both crypto and cards
✓Free enterprise features included

Frequently Asked Questions

Is it hard to switch from Dutchie to PortalPay?

No! Most businesses complete the switch in under an hour. You can export your data from Dutchie, set up your PortalPay account, and start accepting payments the same day. Many merchants run both systems in parallel for a week to ensure a smooth transition. Our support team helps with the migration.

Will my customers need crypto wallets?

No. While crypto enthusiasts can pay directly with their wallets, any customer can pay using credit/debit cards, Apple Pay, or Google Pay through our onramp. We handle the crypto conversion instantly. Your customers won't even know it's crypto - they just see a simple payment experience.

How much will I really save?

On average, businesses save 70-85% on total payment processing costs. The exact savings depend on your monthly volume and current Dutchie plan. Use our cost calculator above to see your specific savings. Most businesses save between $2,000-10,000 annually.

Do I need a bank account to use PortalPay?

No! This is a major advantage over Dutchie. Payments go directly to your crypto wallet. You can hold as crypto, convert to stablecoins, or cash out to your local currency. Perfect for international businesses or new companies that struggle with traditional banking.

What about features I use in Dutchie?

PortalPay includes all essential features for your industry - and they're all free. We have specialized POS systems for restaurants, retail, hotels, and more. Check the feature comparison table above to see specific capabilities. In most cases, you'll get more features than Dutchie offers, at no extra cost.

Is settlement really instant?

Yes! Crypto transactions settle in seconds, not days. Compare this to Dutchie's 1-3 business day wait. You have immediate access to your funds for restocking, payroll, or any other needs. No more waiting for batch processing or dealing with hold times.