PortalPay vs 2Checkout: Save on Fees and Settle Faster

Lower cost and instant settlement with free POS/PMS.

79%

Lower Fees

$4,020

Average Annual Savings

Instant

Settlement Time

Feature Comparison

Feature	PortalPay	2Checkout (Verifone)
Processing Fee	0.5-1%	≈3.5% + fixed
Settlement	Instant	1-3 days
Accept Crypto	✓	No
International Fees	None	1-3% FX

Real-World Savings Examples

Ecom ($20k/mo)

With 2Checkout (Verifone):$8,400/year

With PortalPay:$1,800/year

You Save:$6,600

79% annual savings

SaaS ($15k/mo)

With 2Checkout (Verifone):$6,300/year

With PortalPay:$1,350/year

You Save:$4,950

79% annual savings

Services ($10k/mo)

With 2Checkout (Verifone):$4,200/year

With PortalPay:$750/year

You Save:$3,450

82% annual savings

Why Businesses Switch to PortalPay

Problems with 2Checkout (Verifone)

✗High processing fees (3.50% + 0.3¢)
✗Slow settlement (1-3 business days)
✗Chargeback losses
✗Requires traditional bank account
✗Limited crypto support

Benefits of PortalPay

✓Ultra-low fees (0.5-1% total)
✓No monthly fees ever
✓Instant settlement (seconds)
✓Zero chargebacks
✓No bank account required
✓Accept both crypto and cards
✓Free enterprise features included

Frequently Asked Questions

Is it hard to switch from 2Checkout (Verifone) to PortalPay?

No! Most businesses complete the switch in under an hour. You can export your data from 2Checkout (Verifone), set up your PortalPay account, and start accepting payments the same day. Many merchants run both systems in parallel for a week to ensure a smooth transition. Our support team helps with the migration.

Will my customers need crypto wallets?

No. While crypto enthusiasts can pay directly with their wallets, any customer can pay using credit/debit cards, Apple Pay, or Google Pay through our onramp. We handle the crypto conversion instantly. Your customers won't even know it's crypto - they just see a simple payment experience.

How much will I really save?

On average, businesses save 70-85% on total payment processing costs. The exact savings depend on your monthly volume and current 2Checkout (Verifone) plan. Use our cost calculator above to see your specific savings. Most businesses save between $2,000-10,000 annually.

Do I need a bank account to use PortalPay?

No! This is a major advantage over 2Checkout (Verifone). Payments go directly to your crypto wallet. You can hold as crypto, convert to stablecoins, or cash out to your local currency. Perfect for international businesses or new companies that struggle with traditional banking.

What about features I use in 2Checkout (Verifone)?

PortalPay includes all essential features for your industry - and they're all free. We have specialized POS systems for restaurants, retail, hotels, and more. Check the feature comparison table above to see specific capabilities. In most cases, you'll get more features than 2Checkout (Verifone) offers, at no extra cost.

Is settlement really instant?

Yes! Crypto transactions settle in seconds, not days. Compare this to 2Checkout (Verifone)'s 1-3 business day wait. You have immediate access to your funds for restocking, payroll, or any other needs. No more waiting for batch processing or dealing with hold times.

Ready to Save $4.0k+ Per Year?

Join thousands of businesses that switched from 2Checkout (Verifone) to PortalPay and never looked back. Lower fees, better features, instant settlement.

Start Saving Today Try Demo Portal

No bank account required • No monthly fees • Switch in minutes