An investment in knowledge pays the best interest.
Benjamin Franklin
👥

Transparent Savings, Loans, and Share-Outs

Collect contributions and meeting fees via QR, manage loans and penalties with itemized receipts, and export audit-ready ledgers—online or offline.

0.5-1%
Processing Fee
$0
Monthly Cost
70%+
Savings
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Loan Fee$5.00
Tax$0.45
Total (USD)$5.45
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Why Village Savings & Loan Groups Choose PortalPay

💰

Pooled Savings via QR

Collect contributions and meeting fees digitally with receipts tied to the member roster.

Cut cash risks by 80%
🧮

Loan & Repayment Ledger

Track principal, interest, penalties, and due dates per member with clear statements.

Reduce disputes by 60%
🧾

Share-Out Receipts

Generate member-level share-out receipts with transparent calculations and notes.

Minutes, not days
🤝

Stipend Split Payouts

Allocate a percentage of meeting fees to treasurer/secretary at settlement with statements.

Zero manual reconciliation
📶

Offline First

Record contributions and loans without connectivity; sync and reconcile later.

100% meeting continuity
📊

Audit-Ready Exports

Provide transparent ledgers to NGOs, banks, and regulators as CSV/JSON.

Trusted by partners

Accepted here

Apple PayApple Pay
Google PayGoogle Pay
Samsung PaySamsung Pay
VisaVisa
MastercardMastercard
American ExpressAmerican Express
CryptoCrypto
$Cash

Calculate Your Savings

$1k$7k/month$100k
You Save with PortalPay
$1,354/year
(68% less than competitors)
Monthly Cost Breakdown
PortalPay$52.50/mo
0.5-1% processing, $0 monthly fee
Legacy Processor$270.00/mo
2.90% + $0.3 per transaction + $25/mo
Bank Transfer$117.00/mo
1.20% + $0.2 per transaction + $5/mo
Mobile Money$119.00/mo
1.50% + $0.1 per transaction
Annual with PortalPay
$630
Annual with Others
$1,984

Calculations based on industry averages. Actual savings may vary.

Real-World Examples

Weekly Meeting Contributions

Members pay savings and meeting fees via QR; receipts are logged to the roster with notes.

Example:

25 members contribute; treasurer sees a live tally and member receipts with meeting notes.

Eliminates cash counting errors

Loan Issuance & Repayments

Issue loans with interest terms and due dates; repayments auto-apply and itemize penalties if late.

Example:

A $50 loan at 5% monthly is tracked; on repayment, interest and penalties are itemized on the receipt.

Prevents ledger inconsistencies

Share-Out Event

Run an annual share-out; members receive statements with clear calculations and payout history.

Example:

Share-out statements are exported; NGO partner receives a ledger summary for reporting.

Speeds up end-of-cycle accounting

Everything Included Free

Contribution QR

Collect savings and meeting fees with member-linked receipts.

Usually $99/yr

Loan Ledger

Track principal, interest, penalties, and schedules by member.

Usually $149/yr

Split Payouts

Automated stipends for treasurer and secretary at settlement.

Usually $120/yr

Offline Mode

Record during connectivity drops; sync later.

Usually $59/yr

Reports & Exports

CSV/JSON ledgers for partners and grant reporting.

Usually $49/yr

Get Started in Minutes

Setup Checklist for Village Savings & Loan Groups

  • Create your group profile and meeting schedule in /admin
  • Add members and assign officer roles (treasurer, secretary)
  • Configure contribution amounts, fees, and loan terms
  • Set stipend split rules for officers
  • Print QR cards for meetings and events
  • Connect wallet for settlement payouts
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Frequently Asked Questions

How are contributions recorded per member?

QR payments are linked to the roster. Receipts include member name, meeting date, and notes for transparency.

Can we track loans with interest and penalties?

Yes. Define loan terms. Repayments itemize principal, interest, and penalties. Statements are exportable.

Do you support offline meetings?

Yes. Contributions and loan events can be recorded offline and reconciled when connectivity returns.

Can officer stipends be split automatically?

Configure split rules. Settlement distributes shares to treasurer/secretary with a statement.

Are ledgers audit-ready?

All records can be exported as CSV/JSON for NGOs, banks, and regulators.

What Village Savings & Loan Groups Are Saying

"QR contributions and share-out statements ended our ledger disputes. Partners praised the exports."

Grace N.
Uhuru VSLA – Western Kenya
Saved 65% on fees

"Officer stipends are automatic and transparent. Offline mode keeps meetings on track."

Carlos M.
Amanecer Savings Circle – Cusco

Start Accepting Crypto Payments Today

Join thousands of village savings & loan groups saving 70% on payment processing fees. Set up in minutes, no monthly costs, no hidden fees.

Related Industries

Accepted here

Apple PayApple Pay
Google PayGoogle Pay
Samsung PaySamsung Pay
VisaVisa
MastercardMastercard
American ExpressAmerican Express
CryptoCrypto
$Cash

Technology partners

Microsoft AzureMicrosoft Azure
Amazon Web ServicesAmazon Web Services
ThirdwebThirdweb
Base (Ethereum L2)
EthereumEthereum
Crypto Payments for Village Savings & Loan Groups (VSLA) | PortalPay • PortalPay