An investment in knowledge pays the best interest.
Benjamin Franklin
🧺

Accept Payments at Your Kirana with a Simple QR

Customers pay via crypto or local cards using one QR. Save on fees, settle daily, and manage inventory. Works even for small average bills.

0.5-1%
Processing Fee
$0
Monthly Cost
70%+
Savings
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PortalPay
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PortalPay
Digital Receipt
Demo
Rice (5kg)$8.00
Tax$0.72
Total (USD)$8.72
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ETHPay with ETH
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Why Kirana Stores (India) Choose PortalPay

💰

Protect Thin Margins

Reduce fees from 2–3% to 0.5–1%. On ₹150,000 monthly sales, that saves ₹1,500–₹3,750 each month.

Up to 70% Lower Fees
📱

No Hardware Needed

Show a printed or digital QR at the counter. Customers scan and pay. Works on any smartphone or tablet.

Zero-Terminal Setup

Fast Settlement

Funds settle to your wallet instantly. Convert to stablecoins or withdraw when convenient.

Same-Day Access
📦

Simple Inventory

Track staples like rice, pulses, oil, snacks, and FMCG. Low-stock alerts help avoid missed sales.

FMCG-Ready
🧾

Digital Receipts

Give customers SMS/WhatsApp receipts. Maintain clear records for accounting and GST.

Clean Bookkeeping
🌍

Bank-Lite Operation

Start without a traditional bank account. Accept cards through onramp and receive crypto.

Inclusive Access

Accepted here

Apple PayApple Pay
Google PayGoogle Pay
Samsung PaySamsung Pay
VisaVisa
MastercardMastercard
American ExpressAmerican Express
CryptoCrypto
$Cash

Calculate Your Savings

$1k$150k/month$100k
You Save with PortalPay
$13,580/year
(50% less than competitors)
Monthly Cost Breakdown
PortalPay$1125.00/mo
0.5-1% processing, $0 monthly fee
traditional pos$3770.00/mo
2.50% + $0 per transaction + $20/mo
mobile aggregator$3000.00/mo
2.00% + $0 per transaction
cash$0.00/mo
0.00% + $0 per transaction
Annual with PortalPay
$13,500
Annual with Others
$27,080

Calculations based on industry averages. Actual savings may vary.

Real-World Examples

Counter QR Checkout

Display a single QR at the counter. Customer scans, enters amount, and pays. Receipt is generated instantly.

Example:

Kirana with ₹150,000/month sales reduces fees by ~₹2,250 at 1.5% savings vs 2.5% typical.

₹27,000/year

Home Delivery Payments

Send a payment link for phone orders. Customer pays before delivery. Helps reduce cash leakage and speed up collection.

Example:

Shop doing ₹50,000/month in home deliveries saves ~₹600/month on fees and reconciles faster.

₹7,200/year

Supplier Settlement

Pay select suppliers with on-chain transfers. Instant, traceable, with lower friction than bank transfers.

Example:

Monthly supplier payouts of ₹80,000 settled on-chain cut transfer friction and provide better audit trails.

Time and accounting accuracy

Everything Included Free

QR Checkout

One QR for crypto or card via onramp

Usually ₹0 (built-in)

Inventory Basics

Track staples with quantities and costs

Usually ₹600/mo

Digital Receipts

Share receipts over SMS/WhatsApp

Usually ₹300/mo

Multi-User Access

Owner and cashier roles with PIN lock

Usually ₹400/mo

Daily Reports

Sales and payout summaries each day

Usually ₹300/mo

Supplier Links

Generate links for supplier settlements

Usually ₹200/mo

Get Started in Minutes

Setup Checklist for Kirana Stores (India)

  • Connect or create a wallet (2 minutes)
  • Add shop name, GSTIN (optional), and address
  • Print or display your QR at the counter
  • Add top-selling items to inventory for tracking
  • Set staff PINs for cashiers (optional)
  • Do a ₹10 test payment to confirm receipts
  • Start accepting customer payments
0/7 completed (0%)

Frequently Asked Questions

Will this work alongside UPI and cash?

Yes. Many shops keep UPI and cash. PortalPay adds a low-fee digital option with better reconciliation and instant settlement.

Do customers need crypto?

No. Most will pay by local cards or Apple/Google Pay through our onramp. We convert to crypto instantly on the backend.

How do I handle small tickets like ₹50 or ₹100?

Our low fee range (0.5–1%) is ideal for small-ticket volumes. No fixed per-transaction rupee fee means small sales stay economical.

Can I export sales for accounting and GST?

Yes. Export itemized sales, taxes, and payouts to CSV for your accountant. Digital receipts simplify record-keeping.

Do I need a bank account to start?

No. You can receive crypto directly. If you want, convert to INR later through an exchange or payout partner.

What Kirana Stores (India) Are Saying

"Margins are tight. Dropping fees to under 1% made a visible difference. QR checkout was easy for customers."

Rakesh Sharma
Rakesh General Store, Pune
₹24,000/year

Start Accepting Crypto Payments Today

Join thousands of kirana stores (india) saving 70% on payment processing fees. Set up in minutes, no monthly costs, no hidden fees.

Related Industries

Accepted here

Apple PayApple Pay
Google PayGoogle Pay
Samsung PaySamsung Pay
VisaVisa
MastercardMastercard
American ExpressAmerican Express
CryptoCrypto
$Cash

Technology partners

Microsoft AzureMicrosoft Azure
Amazon Web ServicesAmazon Web Services
ThirdwebThirdweb
Base (Ethereum L2)
EthereumEthereum
Accept Crypto and Local Cards for Kirana Stores | Ultra-Low Fees | PortalPay • PortalPay